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Personal Savings Accounts

Montezuma State Bank offers several savings accounts that make it easy for you to grow your money. Whether you are seeking a higher interest earning account, a regular savings account, or an account to grow alongside your children, Montezuma State Bank can cover your needs.

Regular Savings Student Savings HIFI
Minimum to Open $100.00 No minimum to open $2,500.00
Minimum Balance Requirement No No Yes; $2,500 minimum daily balance
Interest Bearing Yes; compounded quarterly Yes; compounded quarterly Yes; compounded quarterly
Minimum Balance Fee None None $8.00 charge per month if minimum balance requirements are not met.

All savings products and services are subject to applicable customer agreements, terms and conditions. Bank rules and regulations apply. Full disclosure of our checking account specifications will be made on request or at the time of account opening.

Contact Montezuma State Bank at 641-623-5766 for more information on which account option would benefit you and your needs.